I met with a lady recently who was struggling to pay a couple debts and a few bills. Near the end of our appointment she looked at me and said: “No matter who you are or what you do, you’ll always have debt.” I looked her right in the eye and said: “That’s BULL!!” I think I may have even slapped the table!
This line of thinking is not of God. Now, I know we like to pick and choose what parts of the Bible we like best – like love and grace and forgiveness, but we don’t like the parts that say feed the hungry and love your enemies, cause they’re hard. We also don’t like the parts about debt being slavery, because we like our debt, and all the stuff that comes with it!
I don’t buy stories about how you HAD to go into debt. We don’t HAVE to go into debt, we just choose to. Debt may have seemed like a better choice at the time, but the truth is, it is a choice. When we bought our last car 7 years ago, we financed the whole thing. We didn’t HAVE to, we just chose to. We justified it with the warranty and such, but the truth is, we wanted to drive a new car and we didn’t care what anyone else had to say about it, including God.
Look, the lenders want us to believe that we’ll always be in debt… that we will always have car payments, always have a mortgage, always have student loans, and always have credit card payments. This is why mortgage companies want you to refinance, this is why car companies spend so much time on advertisements, this is why I can’t go buy an outfit at Kohl’s without the cashier asking me if I want to save an extra 15% to open a store credit card. The lender’s lure you in. They know what the odds are that you will pay your bill off when it comes due. They know what the odds are that you’ll pay your house or car off early… that’s why they help you justify your debt.
Do I still have debt? Yes!
Am I working my debt freedom plan to get it paid off? Yes!
Am I tempted by the lures of debt everywhere? Yes!
Will I be out of debt one day? ABSO-frikin-LUTELY!!
