After talking with a few people, I realized that this blog doesn't tell you what I believe about finances and what my views about debt are. well, here you go... this is what I believe.
First of all, I believe that it is all God's and He lets us keep 90% of our income. If you are a Christian, you should tithe, this is a biblical command, it is not an option (Lev 27:30). Next, I believe that the borrower is slave to the lender, period. That too is biblical (Prov. 22:7). Even if you are not a Believer, you will learn that this principle is a fact. When you owe someone money, you ARE a slave to them. I believe that having money saved is the only way to break dependence on credit cards. I believe that the way consumers borrow money in our culture is generally irresponsible, and I believe the way companies treat the consumer is ridiculous and unfair.
I believe that you CAN get out of debt. I have learned some tools and techniques that can help you. I coach because people need encouragement and accountability. I (and dano's debtbusters) are on a crusade to teach Americans to get out of debt and change the way that corporations treat the consumer. I want to educate people on how these financial institutions and companies work and how they intentionally take advantage of us.
Some of the things we (dano's debtbusters) have helped people with are: bankruptcy, wage garnishments, harassing phone calls, debt negotiation, filing unemployment, repositioning assets, saving homes from foreclosure, and assisting consumers in court. Let me make sure it is understood - we don't charge you thousands of dollars, ruin your credit, and then negotiate your debt, we TEACH YOU how to do it, and coach you through it. You just don't learn anything if you let someone else do all the work for you.
My heart is in helping people, therefore, I will coach you out of debt. If you need some help, please contact me. If you are interested in joining our crusade to get the American consumers out of debt, you can join us. I will be happy to teach you to coach others, and compensate you for that. I can personally, only coach about 6 people a week, but with more coaches... the more help... the more hope and freedom we can bring.
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Hey Leslie, It's Sandi Gray . . what do you know about 401K programs. I have been with a temp agency who supplies contractors to the company I am actually work for, and just completed my 6 month with them. Last week in the mail I received the paperwork for enrolling in their 401K program. I am 57 and have NO retirement. But I know absolutely nothing about this kind of deal . . . 401Ks that is. How much do I contribute? WHat package should I choose? SHould I take it at all? Your thoughts???????
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