I just saw this ad on my Credit Union’s website. Borrow Smart Holiday Loan. Does anyone else see the fallacy in this title? Are they insinuating that it is smart to borrow money to pay for Christmas? Since I’m always curious about this stuff, I clicked on the “Click Here For Details” and this is what it said:
'Feel like the holidays arrived earlier than normal? Would extra cash help make the winter season a little merrier? With our unsecured Borrow Smart Holiday Loan, a brighter holiday can be yours! And with loan rates as low as 7.99%* APR, we will help you have a bright and merry holiday season!'
Doesn’t Christmas come the same time every year? And “extra cash,” don’t they mean... a new debt? Will going further into debt make your holiday brighter and merrier? WOW!!!! Are you kidding me!!!!
The reality is, many of us don’t save for Christmas. Instead of saving for the upcoming Christmas, many of us wait until December, and some of us have to get a loan to buy Christmas presents, or we just put the presents on our credit card.
So if you get a loan for your Christmas, that means that when January comes, instead of saving for next Christmas, you’ll start the year paying off the Christmas that just passed. What if you could save for, instead of pay back, what you spend for Christmas? How would it feel to give gifts that you actually paid for? How would it feel to watch your family enjoy their gifts instead of worrying about how you will eventually pay for those gifts?
What if I could show you how to break your dependence on credit immediately and forever? How soon do you want to get started?
'Feel like the holidays arrived earlier than normal? Would extra cash help make the winter season a little merrier? With our unsecured Borrow Smart Holiday Loan, a brighter holiday can be yours! And with loan rates as low as 7.99%* APR, we will help you have a bright and merry holiday season!'
Doesn’t Christmas come the same time every year? And “extra cash,” don’t they mean... a new debt? Will going further into debt make your holiday brighter and merrier? WOW!!!! Are you kidding me!!!!
The reality is, many of us don’t save for Christmas. Instead of saving for the upcoming Christmas, many of us wait until December, and some of us have to get a loan to buy Christmas presents, or we just put the presents on our credit card.
So if you get a loan for your Christmas, that means that when January comes, instead of saving for next Christmas, you’ll start the year paying off the Christmas that just passed. What if you could save for, instead of pay back, what you spend for Christmas? How would it feel to give gifts that you actually paid for? How would it feel to watch your family enjoy their gifts instead of worrying about how you will eventually pay for those gifts?
What if I could show you how to break your dependence on credit immediately and forever? How soon do you want to get started?
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