Practing what I preach

I was telling this to a client the other day, and thought I'd share...

We have several large bills that are due on the 1st - as many people do: Mortgage payment, HOA dues, childcare, utilites, plus we still have to eat and put gas in the car. My husband gets paid every 2 weeks, so the pay dates aren't the same each month. This month, he gets paid on the 3rd of the month.

A year ago, we would've waited until the 3rd to pay the bills due on the 1st, because technically they aren't late yet becuase of a grace period.

And here's where we've gotten to - The bills that are due on the 1st are already paid. We paid them out of the last paycheck. The paycheck that we get on the 3rd, goes toward bills that are due after the 3rd. We are now paying our bills ahead instead of behind. We are no longer floating our checks to make sure they don't clear before a paycheck posts.

This is what we are teaching our clients, and this is what we are doing ourselves.

... and let me tell you friends... that feels good!

One reason my "job" is such a blessing!

I met with a client last week, who I have been meeting with for about 3 months now. When I first met her, she was late on several of her debts and monthly bills and felt tremendous pressure from her creditors. She also had several large expenses coming up that were causing her additional stress. This is what she told me when I met with her last week...

She said she no longer dreads getting out of bed to face the pile of bills & notices. She no longer stresses when her phone rings and the number is unidentified, because she knows she is current on everything. She said that when the her lights flicker, she knows it's something to do with the electricity because she knows she paid the utility bill, in full, on time.

I mean, I knew that I could make a difference in someone's financial world. I know that what I teach works, becuase it's what I do in my own life. I guess it never occured to me that my coaching would help my clients sleep better at night. What an incredible blessing to get to be a part of someone else's change for the better!